2026-08-13 · 6 min read
How funded trading accounts work
What a prop firm evaluation is, why accounts are simulated, and how performance rewards work at Funded4You.
A funded trading account at a prop firm is not a bank deposit. You pay a fee for access to a simulated evaluation. If you meet the rules, you move to a simulated funded account and can request performance rewards based on results.
What you are buying
At Funded4You the fee buys access to an MT5 demo environment. It is not invested for you. It is not live capital. The point is to test whether you can hit targets and respect drawdown limits.
Paths you can take
- 1 Step: one evaluation phase, then simulated funded
- 2 Step: Phase 1 then Phase 2, then simulated funded
- Instant Standard: start on a simulated funded account with Instant rules (Funded4You’s only Instant product)
How rewards work
On evaluation paths you keep up to 95% of eligible simulated profit once funded. Instant Standard uses a 50% to 80% split ladder. Rewards need verification, minimum profit, and qualifying trading days. Nothing is guaranteed.
For exact numbers by program, use Comparison and FAQ & Rules before you buy.