This policy explains how we approach anti-money laundering (AML) and counter-terrorist financing (CTF) in connection with Funded4You services. It is written for regulatory and partner transparency around our evaluation and educational offerings.
Introduction
Funded4You ("we", "us", "our"), operating the Funded4You brand and the website funded4you.com, is committed to combating money laundering, terrorist financing, and related financial crime. This Anti-Money Laundering ("AML") policy sets out the standards we apply when onboarding customers, processing payments, and reviewing activity connected to our evaluation and educational services.
We review this policy periodically to reflect legal, regulatory, and operational changes. The version published on this page is the current version.
Scope
This policy applies to everyone who uses funded4you.com or purchases Funded4You programmes, including evaluation participants, account holders, and anyone who submits identity, payment, or contact information to us or to our designated payment processors.
Customer due diligence (CDD)
We may verify the identity of customers and, where relevant, beneficial owners, using information you provide and reliable independent sources. You must provide accurate, complete information and cooperate promptly with reasonable verification requests made by us or our partners.
We may refuse service, suspend access, withhold delivery, or close accounts where we cannot complete verification to our satisfaction or where we assess unacceptable AML or sanctions risk.
Monitoring and screening
We may monitor transactions and account activity for patterns that are unusual or inconsistent with legitimate use of our services, in line with industry practice.
We may perform sanctions, PEP, or adverse-media screening ourselves or through reputable service providers, and we may block or exit relationships where matches or risk thresholds warrant.
Reporting and co-operation
Where the law requires, we will file reports with competent authorities. Where "tipping off" is prohibited, we will not inform you that a report has been made.
We will co-operate with law enforcement and regulators as required by applicable law.
Record keeping
We keep records relating to identity verification, transactions, and compliance reviews for as long as required by law and for legitimate operational and dispute-resolution purposes.
Jurisdictional restrictions
Our services are not available to residents of, or persons located in, Cuba, Syria, Iran, Lebanon, Iraq, Yemen, North Korea, Cyprus, Myanmar, Belarus, Vietnam, or Russia. Indonesia is allowed. The full list is published in our FAQ and Terms.
Related policies
Also see our Terms and Conditions, Privacy Policy, and Risk Disclosure.
Contact
For AML-related questions, contact support@funded4you.com.